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  • Credit Cards,  Debt Management

    Grim credit facts

    Happy Halloween, my ghoulish friends! My daughter will be out trick-or-treating for the first time tonight and was really looking forward to be going out dressed as a duck. Sadly our hunt for a duck costume has…

  • Budgeting

    Prepping for the holidays

    Okay, so the kids are back in school and we’re all settled into our routines (Lucky you! I still have a few years for that.). But by now, you’ve been bombarded by Halloween haunting every store and…