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  • Budgeting

    Budgeting a pay increase

    Researchers have shown that the happiness of a pay raise is short-lived, but I don’t think there’s really much to complain about or much harm in having one. Whether you earn one through moving jobs, at your…

  • What's in your grocery budget
    Budgeting,  Food

    What’s in your grocery budget?

    As I was planning the monthly grocery budget for this year, I was looking at the last few years and although our grocery habits haven’t changed all that much, how we budget our groceries has. Yes, we now…

  • My approach to saving

    My approach to saving

    So why do people save? Whether it’s that they need money to save for retirement, to pay for their education, a down payment for a house, or maybe for something fun, people save for entirely different reasons,…

  • 5 ways to kill your budget

    5 things that can kill your budget

    Budgeting is an important and powerful tool that can be used to curb impulse spending, assist you in meeting specific financial goals and ultimately can stop you from living from paycheque to paycheque. But even if you’re…

  • Prepping for the holidays

    Prepping for the holidays

    Okay, so the kids are back in school and we’re all settled into our routines (Lucky you! I still have a few years for that.). But by now, you’ve been bombarded by Halloween haunting every store and…

  • Budgeting

    Dealing with unexpected expenses

    There are times when it seems no matter how much you plan, some unexpected expenses come along to bust your budget. There are the obvious emergencies that everyone plans for and creates an emergency fund for (everyone…