Budgeting a pay increase
Researchers have shown that the happiness of a pay raise is short-lived, but I don’t think there’s really much to complain about or much harm in having one. Whether you earn one through moving jobs, at your…
6 reasons why your budget isn’t working
Many of us start the year with the best intentions. ‘This year, will be different’, you say to yourself. You just want you and your money to get along. You start a budget, but you just can’t…
Save money when travelling with children
If this year’s cold winter has provided any benefit, it’s that it’s made me think more about how I want to spend the spring and summer. While we all dream of the warmer sun vacations of years…
What’s in your grocery budget?
As I was planning the monthly grocery budget for this year, I was looking at the last few years and although our grocery habits haven’t changed all that much, how we budget our groceries has. Yes, we now…
My approach to saving
So why do people save? Whether it’s that they need money to save for retirement, to pay for their education, a down payment for a house, or maybe for something fun, people save for entirely different reasons,…
5 things that can kill your budget
Budgeting is an important and powerful tool that can be used to curb impulse spending, assist you in meeting specific financial goals and ultimately can stop you from living from paycheque to paycheque. But even if you’re…
How many hours do I need to work to pay for this?
It’s a simple question that we often forget to ask before we buy something. And it’s an important one. ‘Can I afford this?’ is probably the first question I ask and it’s mostly determined by my budget.…
Prepping for the holidays
Okay, so the kids are back in school and we’re all settled into our routines (Lucky you! I still have a few years for that.). But by now, you’ve been bombarded by Halloween haunting every store and…
Dealing with unexpected expenses
There are times when it seems no matter how much you plan, some unexpected expenses come along to bust your budget. There are the obvious emergencies that everyone plans for and creates an emergency fund for (everyone…
Planning for your DIY renovation, on a budget
Everyone dreams of that gorgeous HGTV-inspired kitchen or bathroom remodel. But before you decide to go out and blow out all the walls and your budget on a DIY home renovation, there are some things to consider.…
