Saving Money
Worry about saving first. Then your investment performance.
Investment returns are important. No doubt. Just a few extra percentage points compounded over time can add tens of thousands to your portfolio or retirement nest egg. But sometimes we get too caught up in the numbers…
7 ways to trick yourself into saving more
Why is that when people start the discussion about saving more money, their first inclination is to put up barriers as to why they can’t save? It seems as if the more time we have to think…
Using free money to pay for my children’s education
Saving for your child’s education can be a bit of a challenge at times when so many other financial forces and obligations are pulling at and stretching your wallet. And then there are some parents who feel…
Beware the sales pitch
Just this week, I received a call from the bank where I have my mortgage with. Yet, another sales pitch to get me to move all my accounts over with them. I usually ignore those calls, if…
When I realized that my financial future was in my hands
I have to say, I’ve been very fortunate. And for the most part, most of us have. Sometimes we get all mixed up in what others have and forget about what we have and what’s truly important.…
If you want it bad enough, you’ll make the sacrifices
In last week’s post, I talked about battling your impulses and funny enough, two of my coworkers were discussing this martial arts gym, that she had joined. And the second was so excited about the idea, that…
Save money when travelling with children
If this year’s cold winter has provided any benefit, it’s that it’s made me think more about how I want to spend the spring and summer. While we all dream of the warmer sun vacations of years…
Spring cleaning your finances
Spring is just around the corner (although for many of us, it couldn’t come soon enough). As the buzzing of the bees, birds, crispness of the breeze, flowers and freshly clipped trees, signal the start of a…
5 financial lessons to pass onto your kids
Teaching your kids about money and money management, are important life skills and they’re also important because you want your children to avoid the many financial hardships and pitfalls that many kids or adults of today are…
Buying a used car: lessons and lessons learned
Both my wife and I have been driving 13- and 14-year-old used cars, almost as long as we’ve been together. But my wife’s relationship with her vehicle hit a bumpy road last month when her 2000 Honda…