Self-employed: budgeting on a fluctuating income
Dealing with fluctuating pay isn’t easy and any self-employed individual or couple working with an irregular income knows how hard it can be sometimes to budget your money. So how do you balance the books when one…
Planning for your first baby
Your new bundle of joy is on its way and as the date inches closer, feelings of excitement, concerns about whether you’ll be a good parent and whether you’re fully prepared, start to set in. As well…
Fun money: budgeting for the fun stuff
When my wife and I were in Cuba a handful of years ago (in what now seems like an eternity), we stayed at a little resort. It had great food, a great beach and big on entertainment…
PearBudget: budgeting made peachy
If you’ve let this month pass you by and you’re still looking for that magic budgeting software that will help you get your finances back on track, I might have your ticket. They call it PearBudget. I…
Why you need an emergency fund
Everyone should plan to have an emergency fund — a savings account for the unexpected. Talking to a good friend of mine, at work one day, really got me thinking. That day, as the economy was starting…
Household budgeting made simple
Budgeting lies at the heart of every financial plan. It helps to keep you on top of your expenses and keep your spending in check. You can’t set a realistic savings goal, until you really know how…
