Is a cottage a good investment?
Summer has begun and many are flocking to cottage country, to relax and get away from the hustle and bustle of the cities. For many, owning a cottage is a dream, but is owning a cottage a…
It’s been fun!
This week marks two long years since I inked my first post. And it’s been fun! Although this one might be my last… at least for a while. I started this little blog with the intention of…
Worry about saving first. Then your investment performance.
Investment returns are important. No doubt. Just a few extra percentage points compounded over time can add tens of thousands to your portfolio or retirement nest egg. But sometimes we get too caught up in the numbers…
7 ways to trick yourself into saving more
Why is that when people start the discussion about saving more money, their first inclination is to put up barriers as to why they can’t save? It seems as if the more time we have to think…
Gardening can be fun for your kids too
One of the things my dad has always enjoyed was his garden. And up until last year, at the ripe age of 82, my old man was still out there every day, picking at and tending to…
Budgeting a pay increase
Researchers have shown that the happiness of a pay raise is short-lived, but I don’t think there’s really much to complain about or much harm in having one. Whether you earn one through moving jobs, at your…
Live in a house you can truly afford
I know I recently spoke about the importance of knowing the true cost of owning a home before you get into one, but I decided to follow up with another housing post because for one, particularly the…
Using free money to pay for my children’s education
Saving for your child’s education can be a bit of a challenge at times when so many other financial forces and obligations are pulling at and stretching your wallet. And then there are some parents who feel…
Beware the sales pitch
Just this week, I received a call from the bank where I have my mortgage with. Yet, another sales pitch to get me to move all my accounts over with them. I usually ignore those calls, if…
When I realized that my financial future was in my hands
I have to say, I’ve been very fortunate. And for the most part, most of us have. Sometimes we get all mixed up in what others have and forget about what we have and what’s truly important.…